Financing Calculator

See your monthly payment options for solar, battery, AC, and more

We partner with Hawaii State FCU, Sungage Financial, and the Green Energy Money Saver program to offer flexible financing. Use this calculator to compare your options.

Estimated System Cost

System Type

Solar + Battery State credit + federal battery credit Solar Only State credit only Battery Only Federal 30% + state credit Solar Hot Water State credit up to $2,250 + rebate Air Conditioning Financing only — no credits

Financing Option

Cash Purchase No financing Hawaii State FCU 0% for 24 months, then 7.10% APR (up to 15 yr) Sungage Financial 10.99% APR, up to 25 years, no dealer fees Green Energy Money Saver 5.50% APR, 20-year term

Payment Details

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Tax credits reduce your tax liability when you file. They do not reduce the amount financed. Plan to apply credits toward your loan principal when received.

Our Financing Partners

All options include $0 down and full system ownership. See detailed comparison →

Hawai’i State FCU

0% APR for 24 months

After introAs low as 7.10% APR

TermsUp to 15 years

Loan limitUp to $75,000

Solar Battery AC SWH Roofing

Sungage Financial

Flexible 5 to 25-year terms

RateFixed APR (by term & credit)

Loan limitUp to $150,000

Tax creditPayments deferred until June

Solar Battery

GEMS (On-Bill)

5.5% Fixed APR • No credit check

TermsUp to 20 years

RepaymentOn your HECO bill

TransfersTied to meter, not person

Solar Battery SWH

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Financing Calculator

Payment Details

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Our Financing Partners

Hawai’i State FCU

Sungage Financial

GEMS (On-Bill)

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Next Steps

Financing Options Guide

Incentives & Tax Credits

Stacking Incentives

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